What's Credit Restore 

And Why Is It Important?

What's Credit Restore And Why Is It Important?

Credit Restore is our service that helps you to improve and protect your credit score over time.

We might be a little biased, but here at Credit Repair we believe that your credit score is your most important asset.

Here’s what we mean.

The credit scores of Australians are separated into three parts.

1. There are people with low credit scores. They are unlikely to be approved for finance.

2. There are people with OK credit scores. They might be approved for finance but a paying a higher interest rate.

3. There are people with the best score. They get access to the best products at the lowest interest rates.

Our goal is to get you to the best credit score and keep you there.

Who Looks At A Credit Score Or Credit Report Anyway?

Who Looks At A Credit Score 

Or Credit Report Anyway?

Surprisingly a lot more businesses and organisations look at someone's Credit Score and Credit Report than we realise. 

They use it to find out what type of person they are providing services to.

In our 18 years experience, we've seen a wide range use of this data:

❌ A new or current employer use it to see if they can trust people

❌ Insurers use it determine how risky of a customer they might be

❌ Landlords and real estate agents use it to determine if rent will be paid

❌ Providers use it to decide if they will offer a mobile phone, internet contract, gas or electricity account.

❌ Banks and lenders use it to decide if they'll approve a loan or how much interest to charge

We think it's critical that everyone knows what's on their credit report before it's too late.

A Bad Credit Report Can Have Huge Negative Impacts

Bad Credit Report Can Have Huge Negative Impacts

A bad Credit Score or Credit Report can have significant impacts to someones financial health.

Just a small black mark can force people to:

❌ Pay $100,000+ more in interest on a mortgage or other finance 

❌ Have loans, credit cards, utilities or phone contracts declined

❌ Have to provide a guarantor or additional security for a loan

These affects can last for years and get people into a spiral that is hard to get out of.

In Our Experience

In Our Experience

Up To 70% Of Credit 

Reports Have Errors!

Up To 70% Of Credit Reports Have Errors!

Now here’s the problem. In our experience 70% of credit reports have errors.

Those errors are causing people to be declined for finance, or pay a higher interest rate.

The worse part is that all of the information on the credit score and credit report can be updated every month. 

So it might be fine now, but with more updates bound to happen in the future, more errors are likely to happen. 

This is where unsuspecting people get caught with a low credit score and black marks on their credit report.

Can't I Just Pay The Listing To Fix It?

Can't I Just Pay The 

Listing To Fix It?

Unfortunately paying the debt only updates it to paid, it doesn't fix the listing. 

The black mark will continue to affect your Credit Report and Credit Score for up to 5 years.

The only way to improve your credit score is to find errors and negotiate to have that information removed.

That's what we do with our Credit Restore service. 

We work with you over the long term to ensure that the information on your Credit Report and Credit Score is accurate, up-to-date and not misleading.

What's Included In Credit Restore?

What's Included In 

Credit Restore?

Our Credit Restore service contains a list of benefits for members.

How It Works

How It Works

Don't Just Take Our Word For It